Personal Finance 101 Series: Insurance

Archive for October, 2012

Personal Finance 101 Series: Insurance

By AJTrenkle on Tuesday, October 30th, 2012 | No Comments

TweetAs a necessary, boring, yet important component of a personal financial plan, insurance is the Jekyll and Hyde of most peoples’ budgets. We hate it when we see the auto-payment for it deducted from their checking account each month, yet it can be a financial safety net (Life insurance has to be the most altruistic [...]

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Personal Finance 101 Series: Budgets, Part 4, Examples and Case Studies (continued)

By AJTrenkle on Tuesday, October 23rd, 2012 | No Comments

TweetYesterday I laid out my notion of “making pie” and think about your budget by first penciling in the “five pillars” of housing, transportation, savings, utilities, and insurance. Like any good pillar, they are basic and boring and a tad obvious, but when properly managed they allow you a large amount of money for “discretionary [...]

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Personal Finance 101 Series: Budgets, Part 4, Examples and Case Studies

By AJTrenkle on Monday, October 22nd, 2012 | No Comments

TweetOver the last three posts, we have discussed ways to construct a budget and some conceptual ideas on how to make this all work. Most importantly, among these conceptual ideas is controlling your behaviors and being an “independent thinker” in order to maintain control. Today we will take a look at some more specific breakdowns [...]

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Personal Finance 101 Series: Budgets; Controlling Behaviors (Part Three)

By AJTrenkle on Thursday, October 18th, 2012 | No Comments

TweetMuch modern economic research has been devoted to the intersection between neuroscience, psychology, and economic behavior. Consistently, what this research challenges is the very notion of man as the “rational economic actor”, homo economicus. This assumption is so basic to almost all premises about economic policy and personal finance, yet is also clearly and basically [...]

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Personal Finance 101 Series: Budgets; It’s Behaviors, Silly (Part Two)

By AJTrenkle on Monday, October 15th, 2012 | No Comments

TweetEveryone wants to live within their means. It allows you to feel and be more free, able to make decisions without a looming cloud of doubt and worry, and, even when spending less, actually enjoy what you purchase more. To use economics jargon, it allows just about everything to have a higher marginal satisfaction. But [...]

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Personal Finance 101 Series: How to Construct a Personal Budget (Part One)

By AJTrenkle on Wednesday, October 10th, 2012 | No Comments

TweetThe root of all good things in personal finance is sticking to a budget that makes sense for you. Spending less than you earn is the simple way to inoculate yourself from many of life’s ills, including temporary unemployment, unexpected expenses, and all the other unfortunate realities which are an unfortunate guarantee of existence as [...]

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In the Beginning… part two

By AJTrenkle on Tuesday, October 9th, 2012 | No Comments

TweetIn our last post we examined how looking at some basic concepts of Macroeconomics can help an individual think about their personal lives in an interesting perspective. Today, we continue this discussion by looking at how nations grow, and how nations trade in order to increase their development and well-being. Finally, we examine what economics [...]

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Archive for October, 2012