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Archive for March, 2013


Implications of Chinese Growth

TweetThe Financial Times has an article that predicts China’s GDP will greater than the United States by 2016.  Most definitely this will be the cause of some alarm and over excitement come the 2016 election.  While one should never make predictions, especially about the future, this may cause a lot of introspection in the United [...]

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Rising Home Prices: What It Means For You

TweetWith something approaching a flood of recent reports all around the web, including one this morning in the Wall Street Journal, it appears that home prices are rising around the US, substantially so in some cases.  As has been said, in the short term prices are set as a popular contest, with people voting on [...]

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Phillip Fisher’s Common Stock and Uncommon Profits

TweetAs I have made clear on a few occasions, I am slightly pivoting this blog in the direction of looking at investing principles more frequently.  I will still be covering general consumer education information, with a focus on common consumer financial products, but I will now more often be discussing investment strategy.  Currently, I am [...]

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News You Can Use: Living With Less. A Lot Less

TweetYesterday I came across this article in the New York Times, written by Graham Hill, an entrepreneur and someone who has apparently reached the dream of making a lot of money at a young age.  With that money, he lived happily ever after with a couple of giant houses, cool cars, and all the gadgets [...]

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Chase Freedom “Exclusives” Downgrade

TweetOne of my favorite credit cards has been the Chase Freedom.  It has nice 5X quarterly bonus categories.  It has no annual fee.  It can participate in Chase’s Ultimate Rewards program and even transfer its points to the more lucrative travel partners if you pair it with at least one premium card like the INK [...]

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Return on Equity + Price/Earnings Ratio = The Dynamic Duo

TweetAs I have mentioned on several occasions, I am pivoting this blog a little bit to focus more on investing strategy and stock evaluation.  I feel that the only real safe way to go in investing is to have a long term approach and, preferably and ideally, to never have to sell a stock.  If [...]

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Warren Buffett Letter to Shareholders, 2012 (issued March 1, 2013)

TweetIn this column I would like to highlight a number of items from Warren Buffett’s annual letter to Berkshire Hathaway shareholders.  I hope that this kind of analysis becomes a regular feature of Credere Argentum and I plan on covering each of the letters beginning with the most recent and heading back to the very [...]

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Airline Economics Reflect Increasing Inequity

TweetGary over at Viewfromthewing.com and Scott at Hackmytrip.com have an interesting little discussion going over whether or not coach passengers are subsidizing the extravagance of flyers in business class and first class.  Essentially Scott argues that ancillary fees charged to coach flyers are tipping the airlines into profitability and the ability to invest in their [...]

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Your Macrowallet: What’s Going On?

TweetSo much conflicting news lately.  Europe appears to be heading further down into the hole with slower growth, renewed chaos in Italy and Spain, and potentially another round of single currency crises.  China’s growth appears to be slowing again, and there are concerns about graft and corruption within the Communist Party.  Chinese growth targets have [...]

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