Same-Sex Marriage: A Legal (and Financial) Act of Justice

Archive for the Personal Finance 101 Category

Same-Sex Marriage: A Legal (and Financial) Act of Justice

By AJTrenkle on Thursday, December 13th, 2012 | No Comments

TweetLast week the Supreme Court of the United States agreed to hear two separate legal challenges to laws restricting same-sex marriage. In one case from California, the Court must decide the legality of California’s Proposition 8, which stripped same-sex couples of the right to marry. It is normally not acceptable for a majority to strip [...]

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Personal Finance 101: Personal Finance Tools of the Trade

By AJTrenkle on Thursday, November 22nd, 2012 | No Comments

TweetA number of websites, apps, and other services exist for the savvy consumer. Each of these I personally use and I have found each quite helpful in managing my personal finances. The great thing about each of these is they allow you to follow and manage your finances without obsession. These are my personal finance [...]

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Personal Finance 101: Credit Cards, The Miles and Points Game

By AJTrenkle on Friday, November 16th, 2012 | 1 Comment

TweetHeavily promoted and marketed, but little understood, credit card mileage and points schemes offer an exciting way for savvy consumers to improve their lives at the margin. While they cannot create happiness (only a warm gun can), when used properly, particularly with large sign-up bonuses often on offer by banks and credit card companies, it [...]

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Personal Finance 101: How Does a Credit Card Work

By AJTrenkle on Tuesday, November 13th, 2012 | No Comments

TweetNearly every American owns at least one credit card, and many of us (myself included) use so many different cards for different purposes that there is probably not a wallet around that would hold all of them. But how, exactly, do credit cards work? This is an important question as it allows you to better [...]

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Personal Finance 101: Credit and Credit Cards

By AJTrenkle on Friday, November 9th, 2012 | No Comments

TweetCredit is important to financial life and even the development of advanced economies. So much so, in fact that Nobel Prizes have been won arguing that it is indeed even a basic human right. Certainly it may not be hard to understand this in a macroeconomic way, India would be better off if its citizens [...]

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Personal Finance 101: Insurance, Disability: The Forgotten Insurance

By AJTrenkle on Thursday, November 8th, 2012 | No Comments

TweetThe most important asset all of us have is ourselves and our ability to earn and income. This seems self-evident to most and explains the popularity of life insurance, a hedge against and untimely death and a protection for your children and family. Yet, there is a far higher likelihood that you will experience loss [...]

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Peronal Finance 101: How to Buy Insurance and Get the Best Deal Possible, part two

By AJTrenkle on Monday, November 5th, 2012 | No Comments

TweetToday I continue our discussion of the process to take when buying a new insurance policy. Remember that what you are insuring often changes the specifics of the quotes and what you are comparing, so be sure to become literate with the technical lingo. For example uninsured motorist protection is not something you would be [...]

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Personal Finance 101 Series: Insurance

By AJTrenkle on Tuesday, October 30th, 2012 | No Comments

TweetAs a necessary, boring, yet important component of a personal financial plan, insurance is the Jekyll and Hyde of most peoples’ budgets. We hate it when we see the auto-payment for it deducted from their checking account each month, yet it can be a financial safety net (Life insurance has to be the most altruistic [...]

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Personal Finance 101 Series: Budgets, Part 4, Examples and Case Studies (continued)

By AJTrenkle on Tuesday, October 23rd, 2012 | No Comments

TweetYesterday I laid out my notion of “making pie” and think about your budget by first penciling in the “five pillars” of housing, transportation, savings, utilities, and insurance. Like any good pillar, they are basic and boring and a tad obvious, but when properly managed they allow you a large amount of money for “discretionary [...]

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Personal Finance 101 Series: Budgets, Part 4, Examples and Case Studies

By AJTrenkle on Monday, October 22nd, 2012 | No Comments

TweetOver the last three posts, we have discussed ways to construct a budget and some conceptual ideas on how to make this all work. Most importantly, among these conceptual ideas is controlling your behaviors and being an “independent thinker” in order to maintain control. Today we will take a look at some more specific breakdowns [...]

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Archive for the Personal Finance 101 Category